The Affordable Care Act has changed the health insurance scenario. Many of the changes have been enforced and rest of the provisions will come into force by 2014. The law has provided for many comprehensive reforms that will benefit clinicians. Those reforms are discussed below.
- The affordable Care Act has expanded insurance coverage to over 30 million people. This has ensured that clinicians are getting more patients because the cost of treatment is taken care by health insurance. The law also abolished practise of excluding children and adults from coverage on basis of pre-existing conditions offering coverage to more and more people. It has also made the health insurance affordable and easily accessible. Thus there is a reduction in the burden of uncompensated care on physicians and hospitals and it will also increase flow of patients to clinicians and hospitals.
- The Affordable Care Act has reduced administrative burdens for physicians, clinicians and hospitals. This leaves them with more time for their practise and also peace of mind. The act has provided for investments in programs designed to help physicians and clinicians to transit to electronic record systems. It is also helping professional organizations to support new payment and record-keeping systems. This will further reduce administrative burdens and costs. Now physicians and clinicians are free to spend more time with their practise without thinking about administrative hassles and costs.
- The Affordable Care Act has made provisions for creation of create more opportunities to coordinate care. The law has invested in new model development for patient centric and coordinated care. It will give physicians more support and control over the entire process. They will get and impart faster information, can give better consultation and provider support systems to help patients in actively participating in their care. The law also makes provision of bonuses and incentives to primary care doctors through Medicare.
- New consumer protections clauses in the act hold health insurance companies accountable, giving patients and clinicians primary position. Insurers are not allowed to deny coverage when a patient gets sick on basis of mistakes in application forms. They are also prohibited from setting lifetime benefit limits. These limits leave patients without coverage in times of catastrophic need. The elimination of lifetime limits will give them coverage in catastrophic need. Insurers not paying at least 80% of premium dollars on patient care are required to provide rebate to its consumers.
- The new clause on consumer protection has strengthened patient coverage, clinician practice and the entire health care system. The Affordable Care Act offers guaranteed benefits under Medicare. It has also made provision for certain preventive services for people enrolled with Medicare without any co payment on no cost sharing basis. It also provides patients with an annual wellness visit. The law has made provisions for insurance coverage for expanded list of preventive services for many people with private insurance too. It makes provision for affordable routine preventive care and necessary treatments.